Personal Insurance:
Trauma
Get Financial Relief During Serious Illness
Trauma Insurance in Tauranga & Mount Maunganui
A serious health diagnosis can throw your life—and finances—into turmoil. Trauma Insurance provides a one-off lump sum payment if you're diagnosed with a major condition such as cancer, stroke, or heart disease. It’s designed to give you the financial flexibility to focus on recovery, not just survival.
This type of insurance is incredibly valuable to individuals and families across the Bay of Plenty who want to protect their savings and reduce the need for high-interest borrowing during a medical crisis. The payout can be used for anything—medical treatment, travel for specialist care, mortgage payments, or simply taking time off work to heal without financial pressure.
In a region known for its active, outdoor lifestyle, it’s important to have cover that helps you bounce back. Whether you’re raising a family in Welcome Bay and Papamoa, working full-time in Greerton, or enjoying early retirement in Omokoroa, trauma cover offers reassurance that you’ll have the support you need when life takes an unexpected turn.
Trauma Insurance FAQs
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Trauma insurance pays you a lump sum if you’re diagnosed with a serious illness or condition listed in your policy — like cancer, heart attack, stroke, or multiple sclerosis. It helps cover treatment costs, lifestyle changes, or time off work.
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Life insurance pays out only if you pass away, while trauma insurance provides a payout if you survive a critical illness or injury covered by your policy. Many people hold both for full protection.
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Common conditions include major cancers, heart attacks, strokes, organ transplants, and some neurological diseases. Each insurer has their own list, so it’s important to check exactly what’s covered before you buy.
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The cost depends on your age, health, and the amount of cover required. Generally, trauma insurance is more affordable when you’re younger and healthier, so getting cover when you are younger can save you money over time. Book a time to chat about what amount if cover would suit you best.