Private Health Insurance

Faster Access to Healthcare for Tauranga Families

Private Health Insurance in the Bay of Plenty

Public healthcare in New Zealand is good - but it can involve long wait times, limited provider choice, and delays in non-urgent procedures. Private Health Insurance gives individuals and families in Tauranga, Mount Maunganui, and surrounding areas the ability to skip the waitlists and access treatment sooner through the private system.

Whether you need surgery, see a specialist, or want cover for everyday medical costs like GP visits or dental care, we can help you find a plan that suits your needs and your budget. It’s ideal for busy families, older adults managing chronic conditions, and professionals who can’t afford downtime.

With local hospitals, private clinics, and healthcare providers throughout the Bay of Plenty, having private cover means you can choose who you see, when you see them, and where. It’s about peace of mind, faster treatment, and more control over your health outcomes—right here in your own community.

Health Insurance FAQs

  • Health insurance typically helps cover the cost of private hospital treatment, specialist consultations, surgery, and sometimes physiotherapy or other allied health services. It can reduce waiting times and give you more choice about where and when you get treatment.

  • If you want faster access to private care or treatments not fully covered by the public health system, health insurance can be valuable. It can also provide peace of mind against unexpected medical bills, especially if you have ongoing health needs.

  • Premiums depend on your age, health, the level of cover, and whether you include extras like dental or optical. On average, a basic policy can start from around $50 per month, with more comprehensive plans costing more.

  • Many health insurance policies now include some coverage for mental health services, such as counselling or psychiatric treatment, but the extent varies by insurer and policy. It’s best to check the specific details before choosing.

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