Business Insurance:
Group Insurance Policies
Teamwide Health, Life, and Income Protection Options
Group Insurance Plans for Bay of Plenty Businesses
Offering Group Insurance is a powerful way for businesses in Tauranga, Mount Maunganui, and the wider Bay of Plenty to show they value their staff. Whether you have a small team of ten staff or a workforce of 50, providing health, life, or income protection benefits can boost morale, reduce staff turnover, and enhance your reputation as an employer of choice.
Group cover is often more affordable than individual policies and may include added benefits like pre-existing condition waivers or access to wellness programmes. It's also customisable - so whether you want to offer comprehensive medical cover, trauma insurance, or income protection as part of your employee benefits package, we can design a plan that aligns with your business and budget.
This type of insurance is especially valuable in industries with skilled labour shortages, such as construction, healthcare, and trades. Protect your people, strengthen your team culture, and invest in long-term staff wellbeing with Group Insurance that works for your Bay of Plenty business.
Group Insurance FAQs
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Group insurance is a policy arranged by an employer to provide cover for their employees — typically including life, income protection, and sometimes trauma or health cover. It’s offered as a workplace benefit, often with discounted rates and no medical underwriting.
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Most group schemes offer life insurance as a base, with options to add income protection, trauma cover, or health insurance. Cover levels and benefits vary depending on the scheme and insurer.
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Often no — that’s one of the main advantages. Many group schemes offer automatic acceptance up to a certain level of cover, meaning employees don’t need to complete health checks or answer medical questions.
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Most insurers offer a continuation option, allowing the employee to transfer their cover to a personal policy without needing to reapply or go through medical underwriting.