Personal Insurance:
Life Insurance
Local Support to Secure Your Family’s Future
Life Insurance in Tauranga and Mount Maunganui
Life Insurance is one of the most important steps you can take to protect your loved ones. For families in Tauranga, Mount Maunganui, Papamoa, and across the Bay of Plenty, life insurance offers financial peace of mind in the face of life’s biggest uncertainties. If you were no longer around to support them, would your family be able to keep the house, pay the bills, and maintain their lifestyle?
A life insurance policy pays a tax-free lump sum to your chosen beneficiaries, which can be used to clear debts like a mortgage, cover everyday expenses, and help your family move forward without financial strain. Whether you're a young parent just starting out, or nearing retirement and planning for legacy, we can tailor cover to suit your stage of life.
Our local advisers understand the realities of life in the Bay - rising living costs, growing families, and future planning. We’re here to help you choose a policy that’s not only affordable but makes sense for your unique situation.
Life Insurance FAQs
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The cost varies based on your age, health, lifestyle, and how much cover you want. For example, a healthy non-smoker in their 30s might pay around $20–$40 per month for $500,000 of cover. Premiums go up as you get older, but policies can be adjusted to suit your budget.
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If you have people who rely on you financially - like a partner, children, or even a mortgage co-signer - life insurance can help make sure they’re looked after if something happens to you. It can cover funeral costs, debts, and ongoing living expenses.
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No - life insurance payouts are generally tax-free in New Zealand. Your beneficiaries won’t need to pay tax on the lump sum they receive.
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Often, yes. Some insurers may offer cover with an exclusion or charge a higher premium depending on the condition. An adviser can help you find the right insurer who’s willing to work with your medical history.