New Zealand’s life and health insurance market is incredibly complex. With dozens of providers, thousands of features, and endless variations in policy wording, it's no wonder people feel overwhelmed. That’s exactly why professional advice matters.

The right cover gives you breathing space. It lets you recover properly, protect your income, keep the business going, and support the people who rely on you.

You don’t need every type of insurance under the sun. But you do need to understand your risks—and which ones are worth protecting against.

Raising a family in the Bay of Plenty is all about enjoying the best of life - whether it’s weekends at the Mount, school runs around Tauranga, or family holidays to the Coromandel. But when it comes to your family’s health, peace of mind is everything. That’s where the right health insurance comes in.

Running a business in the Bay of Plenty isn’t just about hard work - it’s about people. Whether you’re a small business owner in Tauranga or a tradesperson based in Mount Maunganui, there’s often one or two key people who keep the wheels turning. But what happens if that person can’t work due to serious illness, injury, or worse?

The benefits of good financial diversification are not to be scoffed at. Most importantly it manages risk and reduces the impact a bad event in any one asset has on your overall financial wellbeing