Open Architecture KiwiSaver
Why KiwiWrap Stands Out for KiwiSaver Investors
KiwiWrap KiwiSaver Scheme is a unique KiwiSaver solution designed for those who value personalised advice and investment flexibility. Unlike traditional KiwiSaver schemes, KiwiWrap operates on a bespoke model where investors work closely with accredited financial advisers to design portfolios tailored to their individual needs and goals. Here’s why KiwiWrap is a compelling choice:
1. Advice-Driven Personalisation
KiwiWrap emphasises the importance of professional financial advice. Before joining the scheme, investors receive a customised Statement of Advice that considers personal factors like assets, liabilities, risk tolerance, and retirement goals. This ensures every investment decision aligns with your long-term financial plans.
2. Extensive Investment Options
Investors can select from over 400 New Zealand and international funds, offering unparalleled flexibility to diversify and align investments with their broader financial strategies. This range enables KiwiWrap portfolios to integrate seamlessly into an investor's overall wealth management plan.
3. Access to High-Risk, High-Reward Assets Like Crypto
KiwiWrap offers investors the opportunity to include cryptocurrency-related assets in their portfolios, such as MicroStrategy (MSTR), IShares Bitcoin Trust (IBIT), and Fidelity Bitcoin ETF (FBTC). Unlike many traditional KiwiSaver providers that impose strict weighting limits on higher-risk investments, KiwiWrap allows for greater exposure to these assets without preset caps. This is a unique benefit for sophisticated investors seeking concentrated risk exposure to emerging asset classes with high growth potential.
4. Access to Best-of-Breed Investment Options
KiwiWrap provides access to best-of-breed investment options not readily available through other KiwiSaver providers. This includes direct shares, funds, specialised strategies, and innovative asset classes designed to optimise returns and diversify risk.
5. Tailored for Sophisticated Investors
The scheme requires a minimum balance of $50,000 to join, targeting those with substantial assets who are serious about optimising their KiwiSaver returns. The average portfolio balance in KiwiWrap has grown significantly, reflecting its appeal to high-net-worth individuals.
6. Transparent Fee Structure
Fees are transparent and tailored to the services agreed upon with your adviser. This ensures you understand the costs while benefiting from the control and value professional advice adds to your portfolio.
7. World-Class Platform
KiwiWrap provides a world-class wrap platform for monitoring and performance reporting. This platform offers a superior level of insight compared to other KiwiSaver providers, illustrating the performance of each individual security in your portfolio. This ensures full transparency and empowers you to make informed decisions in collaboration with your adviser.
8. Responsible Investment Options
KiwiWrap also caters to investors prioritising responsible investing, including environmental, social, and governance (ESG) considerations. This enables you to align your investments with personal values without compromising financial goals.
Why Choose KiwiWrap?
KiwiWrap is ideal for investors who want to move beyond cookie-cutter KiwiSaver plans. It’s built for those seeking to take control of their financial future with the guidance of experienced advisers and access to broad, high-quality investment opportunities.
If you’re ready to take a more active role in your KiwiSaver journey, KiwiWrap offers the tools and expertise to help you maximise your retirement savings.
Compound Wealth are a KiwiSaver, Retirement and Private Wealth Financial Advice Firm based in Mount Maunganui, Bay of Plenty with clients all over New Zealand.
